Insurance Plans of America Blog
If you’re moving out of state, you may be faced with the decision of whether or not to switch your Medicare Supplement plan. You have to consider whether or not the new program will cover the same doctors and hospitals that your current plan does.
When considering a change in Medicare coverage, it’s important to understand what your options are. This article will talk about your insurance and your plan to move out of the state.
What are my options for transitioning to a new plan?
Before you start looking at your Medicare supplement plan options, you need to understand that the one that you have will not transfer with you. The main change to be aware of is that there may not be any extra coverage for out-of-state doctors and hospitals.
This isn’t to say that your plan will be useless. Your plan does have a “flexibility plan” option. This option is more expensive than the standard coverage, but if you have a plan that does not cover these locations, you can request that this option be added to your plan.
What should I consider when moving out of state?
One of the first things you need to consider is what kind of health insurance you need. You will have to purchase a new plan. Medicare Supplement plans can have different rules for how long you can stay in the state before you have to reapply as well.
Why would I want to change plans?
You may be in a position where you are just starting, and your plans are already set for the next five years. If this is the case, it’s generally fine to leave your current plan and switch to another one. You will still benefit from the good coverage from your current plan, and you can keep your doctors.
By working with a reputable insurance company, you can have peace of mind that you have made the right choice. Even if you find a plan with fewer provider networks, you can be confident that the company is there to help you in case anything goes wrong.
Additionally, the company will cover out-of-network expenses for you, if necessary, because they believe in their product. So, the next time you have to choose your plan, don’t forget to research your options and look for a company that has a good reputation.
At Insurance Plans of America, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (877) 752-6711. You can also request a free quote by CLICKING HERE.