Insurance Plans of America Blog
If you are looking for help with your Medicare coverage, then this article is for you. We will discuss what Medicare hearing aid coverage entails and how it can be utilized to reduce or eliminate some of your costs. They may seem like an expensive purchase, but they can be a great investment in preserving your quality of life as well as improving your communication abilities.
Medicare Advantage plans offer several benefits beyond what Original Medicare covers. The biggest difference is that MA plans may cover hearing aids, something no other insurer offers outside of expensive private insurance policies. However, Part B covers balance tests and diagnostic testing for hearing loss, including an initial deductible before coverage begins at 80%.
Medicare Hearing Test Coverage
Medicare will only cover your hearing test if ordered by a medical professional. However, you can ask any of the following professionals to call it for you specifically:
A Need for Diagnostic Hearing Test
Some people think that a hearing test is only done to diagnose head and ear injuries. Still, most of the time, it's just as likely due to an illness or injury instead. If you've been dealing with any recent issues like this, then tell your healthcare provider! They can do something about it, so you don't have communication problems later on down the line.
Medicare Advantage Enrollment Periods
You are eligible to switch or enroll in a Medicare Advantage plan that includes hearing aid coverage during MA Open Enrollment, which is between January 1-March 31. After March 31, you may qualify for the Special Election Period and make changes outside of open enrollment, specifically if certain requirements are met. Otherwise, it will be another year until the Annual Election Period, when you can switch plans again!
Hearing Aid Costs
According to Miracle-Ear, "the average cost of a hearing aid is $1,000 to $4,000." However, the real price you pay for not using one could be injury or death. For example, suppose someone with hearing impairment does not hear an approaching vehicle and gets hit. In that case, that person may have their life taken away from them, or at least put themselves at risk of being injured or killed because they didn't wear their aids properly when needed most.
Medicare Advantage Plans covering these high costs can help those struggling financially, too. Since they often don't know how much things like this cost without going online first.
To know more about Medicare Advantage Plans and their corresponding benefits, you might consider our agency, we will assist you with all you need to know.
At Insurance Plans of America, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (877) 752-6711. Get your free quote today by CLICKING HERE.