Medicare Qualification: Are You Qualified?

For over 55 years, Medicare has given health care coverage to Americans 65 and older and to individuals with incapacities. In any case, fitting the bill for the program doesn’t guarantee you coverage. This is the way to decide whether you are qualified or not. Below are the eligibility requirements for health care insurance.

65 Years or Older
The list below will determine whether you’re qualified for medicare at 65 years old or older.

1. You’re a U.S. resident or a super durable legitimate occupant who has lived in the United States for at least five years.
2. When you are getting Social Security or railroad retirement benefits or have done whatever was necessary to be qualified for those benefits yet are not yet gathering them.
3. You or your mate is an administration worker or retired person who has not paid into Social Security but has paid Medicare finance charges while working.

Younger Than 65
If you’re younger than 65, the things mentioned below will determine whether you can attain qualifications for medicare.

1. You have been qualified for Social Security handicap benefits for something like two years (that need not be sequential.)
2. The Railroad Retirement Board gave you a handicap annuity and met specific circumstances.
3. Having Lou Gehrig's infection, otherwise called amyotrophic parallel sclerosis (ALS), qualifies you right away.
4. You have long-lasting kidney failure requiring regular dialysis or a kidney relocation - and you or your mate have paid Social Security charges for a predefined period, contingent upon your age.

Alternate Ways of Getting Medicare Inclusion
If you don’t qualify but are a U.S. resident or a lawful inhabitant for five years, you can get full medicare benefits at age 65 or more. You simply need to get tied up with them by:

1. Paying for part A, the medical clinic protection. The amount you would need to pay for part A relies upon how lengthy you’ve functioned. Generally, the more you work, the more work credits you will procure.
2. Paying similar month-to-month charges for part B, which cover specialist visits and other short-term administrations, as different enrollees pay.

Conclusion
It will be difficult enough if you experience a sudden loss of coverage and are still unsure whether you are qualified for insurance through Medicare. Being familiar with the qualifications and requirements will surely save you from confusion. On top of that, peace of mind is ensured for you.

At Insurance Plans of America, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (877) 752-6711. You can also request a free quote by CLICKING HERE. The coverage discussed in this article is not guaranteed. Please call our agents, we are happy to help you learn more about your plan and make sure you have the coverage you need.