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Affordable Health Benefits
Without the Group Plan Headaches
​Give employees real coverage choice while you set a predictable monthly budget. Our compliant, flexible benefits program helps small businesses save—often thousands per year.

Call Us Today: (786) 386-2112

​Why Employers Choose This Program?

Set your own monthly allowance per employee
Reduce costs vs. traditional group plans
Keep tax advantages for you and your team
​We handle compliance, onboarding, and support
ACA-Compliant Setup  |  Employee Choice  |  Predictable Costs  |  Works for 1–250 Employees

Up to 30%

Average savings vs. group plans (varies by market)

100%

Employer control
​over budget

50 States

Works for remote &
​distributed teams

​How You Save

Stop overpaying for a one-size-fits-all plan. You decide a monthly allowance; employees choose coverage that fits them. No surprise renewals.​
  • Predictable monthly cost per employee
  • Tax-advantaged reimbursements
  • No minimum participation requirements
  • Easy for small and solo businesses

​What we do for you

  • Plan design and compliant setup
  • Employee education & enrollment support
  • Documentation & ongoing administration

​Getting Started Is Simple

  1. Design your budget. Choose a monthly allowance per employee and any classes (full-time, part-time, seasonal, location).
  2. Onboard your team. Employees pick the plan that fits their doctors, meds, and family needs—we guide them.
  3. Reimburse tax-free. We provide compliant documentation and admin so reimbursements stay simple and audit-ready.

Client Testimonials

"Moving away from a group plan saved us thousands. Predictable costs made budgeting painless."

Kelly R.
"We cut our benefits spend and still gave employees better choice. Setup was fast and the team handled everything."

​Sarah P.
"Employees finally got plans that covered their doctors. Morale went up and turnover dropped."

Marco D.

Frequently Asked Questions

Yes—when designed correctly, this program satisfies applicable regulations. We handle setup and ongoing compliance.


You can set budgets by employee classes (e.g., full-time, part-time, seasonal, location) to fit your workforce.


Absolutely. It works well for small and solo businesses and scales with you as you grow.


We take care of the heavy lifting—education, admin, and documentation—so it stays simple.

​What makes this different?

  • Employees choose coverage (better fit for doctors & meds)
  • Your budget stays predictable
  • Full documentation for audits and taxes
  • Guided employee onboarding and support

Good fit for:

  • Priced-out or high-renewal group plans
  • Seasonal or variable workforces
  • Multi-state or remote teams

​Talk with a benefits specialist

​We’ll tailor a plan to your headcount, locations, and budget—no pressure.

Talk to us: (786) 386-2112