​An insurer and policyholder enter a life insurance contract. A life insurance policy guarantees the insurer may pay a sum to named beneficiaries upon the insured's death. Life insurance is important for financial and legacy planning. 

​Health insurance aims to pay for the insured person's medical, surgical, dental, and prescription drug costs. It may come in the form of payments or be paid for directly by the healthcare provider.

A health insurance plan aims to provide you and your family with the financial means to pay for medical care and hospitalization during an accident or illness. Here's what to know if you're unsure about health insurance.

​Private companies sell Medigap to fill Medicare's "gaps." Original Medicare covers most but not all medical services and supplies. A Medicare Supplement Insurance (Medigap) coverage can assist pay for charges Medicare doesn't. 

​A Medicare Advantage (MA) plan is a private health plan contracted with Medicare to provide all of your Medicare Parts A and B benefits. Health maintenance organizations, preferred provider organizations, private fee-for-service plans, and Special Needs Plans are all included in MA plans. Medicare Advantage plans offer the following: