Insurance Plans of America Blog
An insurer and policyholder enter a life insurance contract. A life insurance policy guarantees the insurer may pay a sum to named beneficiaries upon the insured's death. Life insurance is important for financial and legacy planning.
You should not be afraid if you are pregnant and scared to go to the beach because it might affect your baby. It may not be easy to enjoy the beach while pregnant, but it is still not a reason that you should not go there.
Here you will learn the risks and, most especially, what to prepare for when going to the beach.
Life insurance for overweight people may be difficult to get since obesity may cause various chronic conditions, including cancer, diabetes, hypertension, osteoarthritis, and stroke. Obesity is directly responsible for the deaths of over 300,000 individuals each year. Therefore, obesity may affect your life insurance premiums as a result of these issues.
Certain height-to-weight ratios have been related to better health by the Centers for Disease Control (CDC). Life health insurers apply this information to develop their underwriting tables and establish premiums. According to CDC standards, persons who are overweight or obese have higher life insurance premiums, but this will not affect their ability to get life insurance.
Are you a morning person or a night person? Being a morning person may help you do the most important things, especially your work. The way you start your day determines the tone for the rest of it. A meaningful morning routine will improve your well-being and establish you for success throughout the day.
You can take various actions to make a morning routine that may work for you, from limiting social media to consuming water and listening to podcasts. Here are some of the habits that may help you:
Adults are prone to burnout as they work 8 or more hours a day, excluding their household chores. Often, they feel more stressed and exhausted when they don’t love what they are doing at their job, and at the same time, they don’t have many options but to get up in the morning and get back to work.
You may have experienced burnout at least once in your life. It’s not just about looking so stressed or exhausted. There are less-obvious symptoms of burnout that you might have gone through before, but you didn’t think about it as burnout.
The basic step of dealing with burnout is to accept that you’re feeling that way and decrease the cause of stress and exhaustion. Still, there are times that it’s already beyond your control, and getting better is now a difficult task for you. These are some ways to help you overcome your slump phase and get better.
With social media sites being used by half of the world's population, they have significantly impacted society today. It is used for conveniences, such as communicating with friends and family. So here are some points you need to know about how social media affects our everyday lives.
The importance of mental health is equal to that of physical health. Everyone possesses it and bears responsibility for it. So, to function properly, you must keep your mind in good shape. Continue reading to learn more about your mental health.
As important as securing yourself a policy, reviewing your existing life insurance coverage is essential to determine the gaps in your coverage and evaluate if it still suffices with the changes in your lifestyle and current needs.
It is important to do a policy review annually to ensure that your policy is up to date and meets your needs and financial goals. Here is the list of reasons you need to review your life insurance coverage.
Have you ever been curious about those who sell Life Insurance? What are the advantages of this industry for them? Is selling insurance that big for people who get into it?
How hard would it be to sell Life Insurance, if ever? Don't fret because this article will answer these questions and much more. If you're curious to learn about Life Insurance as a business, don't hesitate to continue reading.
Do you have a family member who is actively serving in the armed forces? Perhaps you know someone who’s a veteran? Then this term life insurance is specifically for them!
Veterans group insurance is specifically for ex-military members. Their beneficiaries will receive cash from their insurer upon death. To know more, continue reading!